AVP Portfolio Manager

Where

New York, NY

What you'll be doing

Compiles and analyzes credit and financial information of current and potential commercial banking business customers of a complex nature. Manages assigned portfolio of a large, complex nature and prepares complex credit analyses and accurate credit proposals to enable informed decisions to be made. Provides related management and decision-making support. Ensures all policies and procedures are properly applied. Impact on the business responsible for portfolio management for large current and potential commercial banking business customers. Provide credit management support within an assigned team. Customers / stakeholders compile and analyze credit and financial information of current and potential commercial banking business customers of a complex nature, using appropriate model; prepare complex complete and accurate credit proposals to enable informed decisions to be made. Accompany relationship manager on customer calls to structure complex deals .Leadership & teamwork provide guidance, assistance and training in the structuring and maintenance of credit and borrowing relationships, including negotiating, underwriting, pricing, credit quality, reporting of problem loans, completing in-depth reviews of financial statements and receiving all required documentation. Monitor activities on facilities to ensure usage and conditions comply with approved requirements; ensure propriety of advances and repayments. Work effectively with business banking and corporate to ensure ongoing communication and referrals. Operational effectiveness & control complete specialized duties unique to assigned commercial business, such as assisting in portfolio monitoring and review of existing facilities. Prepare appropriate forms on existing and proposed commitments; ensure compliance with all applicable regulations; notify appropriate personnel of unique situations. Major challenges analyzing credit portfolios of a complex nature and ensuring early identification of issues. Role context this role bridges the gap between existing junior credit analyst and the customer facing relationship manager. Management of risk ensure compliance, operational risk controls in accordance with company or regulatory standards and policies; and optimize relations with regulators by addressing any issues. Promote an environment that supports diversity and reflects the company brand. Observation of internal controls maintains company internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.

What your background should be

Minimum of four years proven and progressive commercial credit analysis and/or portfolio management experience of equivalent. Proven financial, analytical, mathematical, decision-making, lateral thinking, interpersonal and communications skills. Sound credit skills in underwriting, financial modeling, valuations and adherence to policy. Sound knowledge of the business and products supported and pertinent regulations impacting their delivery, including those related to documentation requirements. Proficiency with personal computers as well as pertinent mainframe systems and software package. Thorough understanding of the trends, competition, communities and businesses in the markets serviced.

Required Schooling / Training

Bachelor degree in accounting, business, finance, related field or equivalent experience.

Who is the client company

This is one of the largest banking and financial services organizations in the world.
If you are interested in this position, send your resume to apply@kochdavis.com