Commercial Property and Casualty Underwriter
Where
- Cherry Hill, NJ
What you'll be doing
- Analyzes commercial lines accounts to make decisions based on individual risk characteristics, exposure analysis, hazard recognition and control. Utilizes underwriting guidelines and company best practices to ensure compliance with state regulations. Within delegated authority levels and continuous process improvement work principles, accepts, rejects or modifies new and/or renewal business to ensure a profitable book of business. Prices business according to company underwriting and pricing guidelines. Assists less experienced underwriters in the handling of high hazard or more complex accounts. Ability to use creativity and underwriting knowledge to write risks and retain business. Partners with Territory Managers to support marketing activities by developing ongoing relationships with agents to discuss market appetite, quality and profitability of submissions, service standards and underwriting and/or product changes. Communicates with agents on underwriting issues including, but not limited to, decisions on cancellations, declinations, exposure concerns, and survey results. Partners with Territory Managers to identify issues or patterns and works to resolve or improve them; participates in agency planning and review processes; and may identify sales and marketing opportunities. Travels, with or without Territory Manager, to assigned agent locations to develop agency partnerships. Trains and educates agency staff on company products, services, processes, and underwriting philosophy. Trains, coaches, and serves as a technical resource to other underwriters. Provides mentorship that encourages individuals and the team to improve and accelerate performance. Promotes the companies products and services by actively seeking opportunities to speak to agent or insurance-related groups, and by networking within the insurance community to stay abreast of changes within the industry. Actively participates in problem solving activities to define problems, assess current state root causes, design and test solutions, implement solutions, and sustain and continuously improve to permanently eliminate problems. Actively participates in continuous improvement by fully engaging in daily huddles, generating suggestions, following appropriate procedures and continuous process improvement work principles, participating in problem solving activities, and utilizing continuous improvement tools to support the work of the team. Performs other duties as assigned.
What your background should be
- Two or more years (depending on level) of commercial lines underwriting experience preferred.CPCU or professional insurance designation preferred. Comprehensive knowledge of commercial lines products and contract knowledge including regulatory and policy differences among applicable states. Demonstrated depth in negotiation, analytical and problem solving skills. Strong computer skills and ability to work with multi-faceted systems. Ability to effectively and independently manage complex workload while exhibiting very sound judgment. Excellent written and verbal communication skills. Demonstrated ability to develop and maintain relationships with agents and other departments and must also exemplify superior teamwork.
Required Schooling / Training
- Bachelor degree preferred.
Who is the client company
- Concern with property and casualty insurance.
- If you are interested in this position, send your resume to apply@kochdavis.com
