Assumes responsibility for the effective and professional completion of assigned loan origination functions. Interviews, takes complete applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members. Performs follow-up work as necessary to achieve conditional approval within established time frames. Notifies member if loan is referred back to Mortgage Advisor because of problem ratios or credit ratings. Advises members of loan approval or denial. Explains loan denials precisely and clearly to members. Completes lending operations in accordance with established Credit Union policies and legal requirements. Assumes responsibility for establishing and maintaining effective and professional relations with members. Answers questions and requests, and resolves problems. Informs members of Credit Union loan policies and services. Counsels members regarding money management and financial matters. Counsels members whose loan requests were denied, explaining reasons and alternatives.
What your background should be
1 year of loan origination or processing experience in a credit union or banking environment preferred. Strong interviewing skills. Excellent communication and public relations abilities. Good analytical and financial skills. Able to operate related computer applications, calculator, and other basic business equipment. Well organized, detail oriented, ability to do multi task.
Required Schooling / Training
High school degree
Who is the client company
This is a not-for-profit cooperative credit union in Utah, USA.
If you are interested in this position, send your resume to apply@kochdavis.com
